1. Buybacks:
 70% buyback value for diamond at current Market price and 100% buyback value for Gold at current Market price.

  Example:
- After 2 years, if you opt for Buyback:
- Gold 100% moneyback on gold value at current Market price 
- Diamonds: If your diamond's market value is ₹20,000, you’ll get ₹14,000 as moneyback.

2. Exchange & Upgrade:

- Lab-Grown Diamonds:-

- we offer a Lifetime exchange on all purchases made from Rishiraj diamond 
- Exchange/upgradation for labgrown diamonds at 85%
- Applicable to all shapes (Round, Pear, Oval, Marquise, Radiant, Emerald, Princess, Heart, Cushion).(Except polki,         baguettes, tapered baguettes and any special cut diamond)

- Gold:
- Valued at the market rate on the exchange date.

- Charges:
   - Making, handling (shipping, insurance) charges are waived.

  Example:
- After 2 years, if you upgrade:
- Gold: If your piece has 4 grams of gold, this amount will be adjusted based on current gold prices.
- Diamonds: If your diamond's market value is ₹20,000, you’ll get ₹17,000 Credit to use towards new diamonds.

 Note:
 1. Buyback and Exchange is not applicable on polkis, baguettes, tapper,special cut diamonds and colored stones 

 2. Original Invoice and certificate must be produced for buyback and exchange.

 3.Loss of certificate will result in additional charges of Rs. 2,000 or Rs. 800 per carat – whichever is higher.

 4. Buyback of products are applicable for products that were purchased at a value of upto 3,00,000 INR. Exchange of     products are applicable for products that were purchased at a value of up to Rs. 4,50,000 INR.